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A Reverse Mortgage can give you the extra cash you need

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Reverse Mortgages

What is a Reverse Mortgage?

A reverse mortgage is a loan for senior homeowners that use a portion of the home's equity as collateral. The loan generally does not have to be repaid until the last surviving homeowner permanently moves out of the property or passes away. At that time, the estate has approximately 6 months to repay the balance of the reverse mortgage or sell the home to pay off the balance. All remaining equity is inherited by the estate. The estate is not personally liable if the home sells for less than the balance of the reverse mortgage. To see if this is right for you, come in and talk to us. We have experts who can guide you and answer any questions you may have.

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