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Home Equity Loans

Home Equity Loans provide a lump-sum loan amount that is available at the loan's initiation and is repaid in monthly installments over the life of the loan. This loan amount is based on a set percentage of your homes appraised value, less the balance of your first mortgage, and any other mortgages and/or liens. Call – or better yet -- come in for more details.

Home Equity Loans Offer:

  • Interest rates that are lower than most other types of loans.
  • Terms and loan amounts varied to suit your credit needs.

Home Equity Lines of Credit

A Home Equity Line of Credit is the most flexible way to utilize your home's equity. It allows you to tap into your equity, as you need it. Think of it as the ultimate credit card. You can spend by borrowing against it whenever you choose.

About Credit Lines:

  • Outstanding versatility and flexibility.
  • An effective means of addressing unexpected as well as planned expenses.
  • Credit lines from $5,000 to $500,000 or more.
  • Highly competitive interest rates and you only pay interest on the money you borrow.
  • Annual Percentage rates, subject to change monthly, are indexed to the Prime Rate and may change after consummation.
  • A monthly statement detailing all transactions and indicating the amount of credit remaining.

Ask about the current Annual Percentage Rate (APR) and any fees that might apply.