This section contains information on Home Equity Loans/Lines, Auto Loans, Personal Loans and Overdraft Protection
Home Equity Loans:
A home equity loan is a loan based on a set percentage of your home’s appraised value, less the balance of your first mortgage. A home equity loan may have interest rates that are lower than most other types of loans.
Home Equity Lines of Credit
A Home Equity Line of Credit is the most flexible way to utilize your home’s equity. It allows you to tap into your equity, as you need it. Think of it as the ultimate credit card. You can spend by borrowing against it whenever you choose.
Home Equity Lines of Credit offers:
- Outstanding versatility and flexibility.
- An effective means of addressing the unexpected as well as planned expenses.
- Credit lines from $5,000 to $500,000, or more.
- Highly competitive interest rates and you only pay interest on the money you borrow.
- A monthly statement detailing all transactions and indicating the amount of credit remaining
- Credit line term of 10 years.
Our signature loan for a variety of personal needs. How can we help you today?
1st Constitution Bank offers financing up to 85% of the cost of a new or used vehicle less tax and tags, and up to 70% of the NADA loan value on a used vehicle less tax and tags.
Make sure you get the best deal! If a dealer offers you a choice between a low interest rate or a rebate, contact us first! We may be able to save you money.
Come to your local community 1st Constitution Bank and learn more by speaking to us directly.
Overdraft Protection Loans
Because we sometimes miscalculate or lose track of transactions. Overdraft Protection can helps avoid paying fees for overdrawing your checking account. It can also help prevent fees assessed by creditors, returned check fees or late fees, for example.
Avoid costly overdraft charges with a 1st Constitution Bank cash reserve account. To learn more contact us today.