*Annual Percentage Yield (APY) is effective as of September 21, 2019. Minimum deposit to open account and obtain stated APY is $10,000.00. Balances under $10,000.00 will earn .20% and incur a $20.00 monthly maintenance fee. Rates are variable and are subject to change without prior notice. Fees may reduce earnings on this account. Offer valid for new accounts only with funds from another financial institution Offer valid at Long Branch Office only. ** No purchase necessary to participate or win. A purchase will not increase your chances of winning. Scratch-off tickets limited to the first 150 participants and grand prize limited to the first 50 participants. One ticket per family. 1st Constitution bank employees are not eligible to enter.