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Rate Lock
A commitment issued by a lender to a borrower or other mortgage originator guaranteeing a specified interest rate and lender costs for a specified period of time.

Real Estate Agent
A person licensed to negotiate and transact the sale of real estate on behalf of the property owner.

Real Estate Agent®
A real estate broker or an associate who is an active member in a local real estate board that is affiliated with the National Association of Real Estate Agents.

Real Estate Settlement Procedures Act (RESPA)
A consumer protection law that requires lenders to give borrowers advance notice of closing costs.

Recording
The noting in the registrarÍs office of the details of a properly executed legal document, such as a deed, a mortgage note, a satisfaction of mortgage, or an extension of mortgage, thereby making it a part of the public record.

Refinance
Paying off one loan with the proceeds from a new loan using the same property as security.

Revolving Liability
A credit arrangement, such as a credit card, that allows a customer to borrow against a pre-approved line of credit when purchasing goods and services.


CFPB's Settlement Cost Booklet - DOWNLOAD NOW
Press Releases
30
Apr

1st Constitution Bancorp Reports First Quarter 2014 Results and Successful

Click Here to Download

10
Feb

1st Constitution Bancorp Announces Closing of the Merger of Rumson-Fair

Click Here to Download

APR Calculator

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Mortgage Calculator

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