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Qualifying Ratios
Calculations used to determine if a borrower can qualify for a mortgage. They consist of two separate calculations: a housing expense as a percent of income ratio and total debt obligations as a percent of income ratio.
Mortgage Rates
June 19, 2013
| Loans to $417,000 | Rate | APR* |
| 30 Year Fixed | 3.875% | 3.942% |
| 15 Year Fixed | 3.000% | 3.171% |
| 5/1 ARM Rates | 2.375% | 3.169% |
| 7/1 ARM Rates | 2.500% | 3.105% |
| 30 Year FHA | 3.500% | 3.593% |
| 15 Year FHA | 3.000% | 3.729% |
| Loans to $625,500 | Rate | APR* |
| Super/Conf 30 | 3.825% | 4.025% |
| Super/Conf 15 | 3.250% | 3.698% |
| Super/Conf 5/1 | 3.125% | 3.510% |
| *Annual Percentage Rate Rates are 30 day lock and for new applications only. Subject to change without notice. |
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News & Events
Press Releases
May
1st Constitution Bancorp Reports a 13.6% Increase In Net Income
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Jan
1st Constitution Bancorp Reports Strong Fourth Quarter and Annual Results
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