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LocationsThe following items are generally required during your loan process:
- Copies of most recent one month paystubs
- Complete copy of most recent two years 1040'2 and w2 forms
- Copy of Contract of Sale (purchase only)
- Bank account statement for 2 months
- IRA/retirement account statements
- Current mortgage statement (refinance only)
- Homeowners Insurance/policy copy
- Name and contact phone for attorney
- Name and contact phone number for realtor
- Listing of all creditor and account information
If you currently own Real Estate:
- Mortgage account information
- Home insurance policy information
- Home equity account information (if applicable)
Mortgage Rates
May 23, 2013
| Loans to $417,000 | Rate | APR* |
| 30 Year Fixed | 3.750% | 3.847% |
| 15 Year Fixed | 2.875% | 3.006% |
| 5/1 ARM Rates | 2.375% | 3.169% |
| 7/1 ARM Rates | 2.500% | 3.105% |
| 30 Year FHA | 3.375% | 3.806% |
| 15 Year FHA | 2.750% | 3.174% |
| Loans to $625,500 | Rate | APR* |
| Super/Conf 30 | 3.825% | 4.025% |
| Super/Conf 15 | 3.250% | 3.698% |
| Super/Conf 5/1 | 3.125% | 3.510% |
| *Annual Percentage Rate Rates are 30 day lock and for new applications only. Subject to change without notice. |
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News & Events
Press Releases
3
May
May
1st Constitution Bancorp Reports a 13.6% Increase In Net Income
Click Here to Download
30
Jan
Jan
1st Constitution Bancorp Reports Strong Fourth Quarter and Annual Results
Click Here to Download
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