Construction Loans

At 1st Constitution Bank we understand that each loan applicant has different needs. We provide one-on-one customer service that you cannot get at other institutions. Come in to discuss a custom designed construction loan to help you build your dream.

Personal Construction Loans
If you are building a home and need financing for construction of your dream, we have several loan types to consider.

Consumer Construction Loans
At 1st Constitution Bank, you can borrow up to 70% of the costs associated with acquisition of the land to construct your new home. The construction loan is structured as a draw down line were advances will be made based upon completed work in place.   Monthly payments will be interest only during the course of construction and take-out permanent financing will be provided at the end of the construction term.

Business Construction Loans
Building a building for your business or as an investment property can be a complex process. It requires a combination of expertise between your builder, your lender, and you. We have several loan types to consider.

Commercial Construction Loans
1st Constitution Bank offers competitively priced loans to finance the construction of income-producing properties such as office buildings, shopping centers, warehouses, showroom space, apartment buildings or condominium buildings.

Residential Construction Loans
1st Constitution Bank offers construction loans to build speculation (spec) or pre-sold 1-4 family homes. The loans are competitively priced and serviced by a local relationship officer.

Press Releases

1st Constitution Bancorp Reports First Quarter 2015 Results

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1st Constitution Bancorp Revises Payment Date of Five Percent Stock

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