2013 Overview: The President’s Message

The year 2013 was highlighted by our announcement on August 14, 2013 to acquire Rumson-Fair Haven Bank and Trust Company.  This strategic decision, which closed on February 7, 2014, enabled 1ST Constitution to expand its franchise into Monmouth County, adding five new branch banking offices in Rumson, Fair Haven, Shrewsbury, Asbury Park, and Oceanport, New Jersey.  Although the last six months have been quite challenging in accomplishing this task from an operational point of view, the transaction has now closed, and was fully integrated to 1ST Constitution's operating systems upon closing.  As you would imagine, there were, and are, certain costs in accomplishing such a transaction; some of which were incurred during 2013, while the balance will be taken into account in 2014. 

Perhaps nothing moves as fast or changes more often than technology.  Whether it is used to design and deliver new products and services, to improve operations, to move money around the world in a nanosecond or to create new channels of customer communication and contact, we cannot overestimate the importance of technology and the need to remain current.  We have therefore taken the lead, as a community bank, to introduce Mobile Deposit Banking, which will enable our clients to remotely capture a deposit through the use of a smartphone and PopMoney which enables the transfer of funds through the same device.  

In August of 2014, 1st Constitution Bank will celebrate its 25th anniversary. Our history has shaped our present and positioned us for a strong future. Since 1989, we have enjoyed a rich heritage.  Our past has shaped our present and our future, and we continue to be mindful of our responsibility to be a trusted partner, and to help our customers achieve their financial goals, to support and strengthen the communities we serve and, importantly, to reward our shareholders. 

Press Releases

1st Constitution Bancorp Announces Third Quarter Results

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1st Constitution Bancorp Announces Second Quarter Results

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