1st Constitution Bank

Retail Loan Rates
Automobile 2008 and Newer - (Up to 72 months) Up to 100% financing of the vehicle not including tax, tags, or other programs purchased. May include 2008 and Newer models. 7.00%* APR


Automobile - 2003-2007 (Used) (Up to 60 Months)
Up to 100% financing of the NADA Loan Value 2002
7.25%* APR

Fixed Home Equity
80% LTV (up to 15-year amortization)
Type	APR*	Discounted APR*
1 to 5 years	6.24%	5.99%*
6 to 7 years	6.49%	6.24% *
7 to 10 years	6.75%	6.49% *
11 to 15 years	6.99%	6.74% *

Revolving Home Equity*
80% LTV (20 year amortization)

New York City Prime **	Minus 1% floating	with auto deduction
New York City Prime **	plus 0% floating	without auto deduction

Floor rate of 5.0% * Automatic debit from a 1st Constitution Bank account (.25% discount on rate) * Annual Percentage Rates (APRs) shown in the new car example are for a minimum loan amount of $10,000 includes auto charge. APRs for a new car loans may range from 7.00% to 8.74% APR, and is based on an evaluation of your credit application. Other rates and terms available. Rates and programs are subject to change without notice. * Annual Percentage Rates (APRs) shown in the used car example are for a minimum loan amount of $10,000 includes auto charge. APRs for a used car loans may range from 7.25% APR to 9.24%, and is based on an evaluation of your credit application. Other rates and terms available. Rates and programs are subject to change without notice. **(as published in the Wall Street Journal Rate Table) Email or call: 609.655.4500

Equal Opportunity Housing Lender

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