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We don't make toast…We make banking easier!

Reward Yourself with… Easy Pay Checking*

We don't make toast but we can save you a lot of bread and fees with our Easy Pay Checking account. This checking account comes with no monthly service fees and many free conveniences– plus a free toaster when you open your account and set up Direct Deposit.

With Direct Deposit Easy Pay Checking offers:

  • No monthly service fee **
  • Free Online Banking and Bill Payment
  • Free Mobile Banking and Mobile Deposit
  • Free Visa Debit Card
  • Free access to 1st Constitution Bank ATM’s***
  • Reduced home equity and auto loan rates with auto debit payment option on selected products

Open an account at your nearest location today!

* Offer expires on December 31, 2015. Limit one consumer checking account-related bonus per customer, per calendar year. Offer not available for 1st Constitution Bank employee accounts, account conversions or in com- bination with any other offer. A $25 opening minimum deposit is required to open the account. To qualify for toaster you must open a new Easy Pay Checking and initiate a repeating direct deposit of payroll, pension or social security or other government benefit. The first direct deposit must be completed within 60 calendar days of account opening. The toaster is only available to new checking customers who do not have an existing 1st Constitution Bank checking account. Toaster is available 10 business days after the initial direct deposit has posted to your account. **If there is not a recurring direct deposit, the account will revert to a Regular Checking account which requires a minimum daily balance of $100 to avoid monthly service fee of $15. Account must remain open for 6 months to avoid early closing fee of $25. Toaster is considered a $18 value and will be reported on IRS form 1099-INT. ***1st Constitution Bank does not charge a fee when using a non-1st Constitution ATM, Fees from other banks may apply.